Senior Centralized Loan Underwriter Professional

Location: Main Branch
# of Openings: 1


Position Summary

Responsible for reviewing and underwriting all consumer loan products including home equity loans originated online or via the centralized lending branch support process. Perform all underwriting duties without face-to-face contact. Identifies, analyzes, and evaluates loan risks and compensating factors, and ensures safety of credit union assets. Approves or denies loan applications. Ensures members and prospective members are promptly and professionally served by working with the branch lenders or Finance & Insurance Managers (for Indirect Lending.)  Ensures loans are approved within the terms of the credit union’s standard policy and procedures and complies with all regulatory rules and regulations.


Requires a Bachelor's degree in Business or related field or equivalent experience.  Must have at least four years of related experience in Loan Underwriting or the equivalent. This position requires knowledge of HSFCU/credit union loan services, policies, and procedures and an understanding of related legal and regulatory standards, required loan documentation and consumer lending practices.  The required skills include excellent telephone and email interviewing, communication, and member relations, strong analytical, financial, math abilities, organized, attention to detail, and work independently.

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